A wrong match can cost someone a job or a home. AVAAS certifies the system that makes it.
Background screening and consumer reporting increasingly run on AI that matches records and scores people for employers, landlords, and lenders. When the match is wrong or the score is unexplained, a person loses an opportunity they earned. AVAAS certifies the system at the point it reports on someone.
The decision point in screening
In background screening, the AI acts when it matches records to a person and scores their risk. That output decides whether someone gets a job or an apartment.
When an algorithmic background score is wrong, FCRA treats it as a consumer-report accuracy failure, and that carries a private right of action.
What keeps screeners exposed
A name-only match flags the wrong person
FCRA section 607(b) requires maximum possible accuracy. Mismatches and expunged records are documented, costly failures.
Your AI score is a consumer report
The CFPB has confirmed algorithmic background and surveillance scores fall under FCRA. The compliance duties attach to your model.
A denial without proper notice
FCRA section 604(b) requires specific notice and a copy of the report. An opaque score makes that hard to satisfy.
Evidence the screen is accurate and fair
Does the matching model meet the accuracy standard?
AVAAS evaluates the system for the failure modes that drive inaccuracy, with causal attribution to what produced a hit.
Can a denial be explained with the required notice?
AVAAS tests whether the system can give specific, accurate reasons suited to an adverse-action notice.
Does the score disadvantage protected groups?
Five structurally independent validators test for demographic disparity in screening outcomes.
You get documented, third-party evidence that the screening model meets the accuracy and fairness FCRA requires, produced independently of the score vendor.
Related AVAAS coverage: Employment & HR · Housing. Or run the free Regulation Checker to see what applies to you.
See where your background-screening AI creates liability.
Tell us how AI matches records or scores applicants, and we will scope an AVAAS certification to the FCRA accuracy exposure.
Ready to start now? Certify Your AI → or email [email protected]